Use case · Equipment & Vehicles
Buy Equipment Without an Equipment Lender
Equipment finance means a lien on the thing you just bought, a personal guarantee, and a rate set by your credit file. Borrowing against metal you already own means none of those.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Estimate
What it costs you
Enter what you hold. Prices are live.
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
Why it comes up
The pressure this solves
Equipment lenders underwrite you, not the machine. A young company, a thin file, or one bad year and the rate moves against you — or the answer is simply no. The equipment still needs buying.
Why borrowing fits here
- No lien on the equipment. You own it outright from day one.
- No personal guarantee tied to the machine.
- Rate is not set by your credit file, because there is no credit check.
- Buy used, buy at auction, buy from a private seller — the lender has no opinion.
How borrowers usually structure it
This suits buyers at auction and private sale particularly well, where a conventional equipment lender will not fund at all and cash wins the lot.
Collateral
What you can pledge
Gold Bars
loan against gold bars
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Gold Coins
loan against gold coins
Explore →
Silver Bullion
loan against silver bullion
Explore →
Platinum & Palladium
loan against platinum palladium
Explore →
Mixed Portfolios
loan against mixed precious metals
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Dealer Inventory
coin dealer inventory financing
Explore →
FAQ
Common questions
- Do you take a lien on the equipment?
- No. Your bullion is the collateral. The equipment is yours, unencumbered.
- Can I buy at auction with this?
- Yes, and it is a common use — auction houses want cleared funds, not a finance approval.
- What if the equipment is used?
- It makes no difference to us. We are not lending against the equipment.
Get started
Find out what your metal supports.
No credit check and no obligation. Business purpose only.