Nationwide · by insured mail
Get funding for your business against precious metals.
Borrow up to 65% of what your bullion is worth, at single-digit interest, without selling a single ounce. No credit check. Funded in days. Your exact metal comes back when you repay.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Instant estimate
What could you borrow?
Live spot prices. Enter what you hold.
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our 65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
The case
Why borrow instead of sell
You keep the position
Selling ends your exposure and usually triggers a tax event. A loan does neither. The same bars and coins come back to you when the balance is cleared — not equivalent metal, yours.
Single-digit interest, not pawn rates
Interest-only monthly payments at a single-digit rate. Pawnshops advance 25–40% of value and charge 25–50% a year. We advance up to 65% at a fraction of that.
No credit check, because the metal is the underwriting
We are not lending against your credit file. We are lending against bullion we have inspected and hold. That is why the decision takes days rather than a month of documentation.
Insured US vault for the whole term
Your collateral is stored in a fully insured United States vault — never shipped overseas, never rehypothecated, never lent out. It sits there until you repay.
Three steps
How it works
1
Tell us what you hold
A short inquiry — which metals and roughly how much. No credit check, no obligation.
2
Secure the collateral
Your metal is inspected and stored in a fully insured US vault for the term.
3
We fund
Once collateral is verified we issue funds in days, not weeks.
Use cases
What businesses use it for
Buying Inventory
Buy the stock while the window is open and clear the balance when it sells. No prepayment penalty either way.
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Working Capital
Bridge the stretch between payroll on Friday and receivables in sixty days, without giving a processor a slice of every deposit.
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Equipment & Vehicles
Own the machine outright with no lien on it, which is what makes auctions and private sales possible at all.
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Payroll & Obligations
Meet a fixed obligation without crystallizing a gain and buying the position back later at whatever the market has done.
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Bridge Financing
The permanent financing is three weeks out and the deal is this week. Interest accrues only for the days used.
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Expansion & New Locations
A second location is a forecast, and forecasts underwrite badly. The collateral here is present-tense, so no plan is needed.
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Opportunity Capital
Distressed lots and retiring competitors reward whoever can move. We underwrite the metal, not whether we like the deal.
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Seasonal Cash Flow
Fund the trough without spending the reserve, then repay out of the season. Collateral can stay vaulted between draws.
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Collateral
What you can pledge
Gold Bars
Kilo, 10 oz and 1 oz bars from recognized refiners. Your specific bars are segregated and returned, not equivalent metal.
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Gold Coins
Sovereign issues are valued on gold content at spot. Collector premium is not lent against, which is worth knowing first.
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Numismatic & Graded Coins
Graded coins are assessed on certification first and metal second. Nothing is cracked out, cleaned or reholdered.
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Silver Bullion
Silver is the worst metal to liquidate in a hurry, which is exactly why borrowing against it beats selling it.
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Platinum & Palladium
Thinner markets that move harder than gold, so the advance may be set more conservatively at verification.
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Mixed Portfolios
One valuation, one term and one payment across several metals, with price risk spread wider than a single-metal pledge.
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Dealer Inventory
A standing facility against a core position, drawn when a lot appears and repaid as the stock turns over.
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Alternatives
Compared to everything else
Every one of these pages names something the alternative genuinely wins on.
Borrowing vs. Selling Your Metal
This is the real decision, and for a short-term cash need the arithmetic usually favors borrowing. Not always.
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This vs. a Pawnshop Loan
Same idea, very different arithmetic. This is the comparison our own numbers look best against, so here is where pawn genuinely wins too.
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This vs. a Merchant Cash Advance
An MCA is fast and needs no collateral. It is also the most expensive money most business owners ever take, largely because the cost is quoted as a factor rather than a rate.
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This vs. a Bank Line of Credit
A line of credit is cheaper and more flexible. The question is whether you can get one, and whether you can get it in time.
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This vs. an SBA Loan
Different instruments for different jobs. An SBA loan is cheap, long, and slow. This is fast, short, and secured on metal.
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This vs. Doing Nothing
The alternative nobody sells you. Sometimes it is correct, and a lender who never says so is not worth listening to.
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FAQ
What people ask before they pledge
- How much can I borrow?
- Up to 65% of the market value of the bullion you pledge. The minimum loan is $15,000, which needs roughly $23,000 in collateral at that rate.
- Is there a credit check?
- No. We are lending against metal we have inspected and hold, not against your credit file. Collateral is still verified before terms are confirmed.
- What does it cost?
- Interest-only monthly payments at a single-digit rate. No origination fees and no prepayment penalties, so an early payoff costs only the interest you actually used.
- Where is my metal held?
- In a fully insured United States vault for the term. It is never shipped overseas and never lent out. Your specific bars and coins come back to you on repayment.
- What happens if metal prices fall?
- Because the loan sits well below the full value of your metal, ordinary swings usually do not matter. If prices fall materially we contact you about adding collateral or paying down a portion to bring the loan-to-value back into range. We always talk to you first.
- Can I use this for personal expenses?
- No. These are business-purpose loans and are not offered for personal, family or household use.
- Which states do you lend in?
- Most of the country. We are currently not available in Nevada, Vermont, North Dakota or South Dakota.
- How does the metal reach you?
- By insured mail from anywhere in the country, or in person at Fort Lauderdale, Florida.
Visit the counter
Prefer to hand it over in person?
Collateral normally arrives by insured mail from anywhere in the country. Local borrowers are welcome to deliver it to the Fort Lauderdale counter instead.
- Address
- 3562 N Ocean Blvd, Suite B
Fort Lauderdale, FL 33308
Galt Ocean Mile - Hours
- Mon–Fri 10:00 AM – 6:00 PM
- Phone
- (954) 951-8926
4.9 stars from 163 Google reviews — read them before you decide where to take your gold.
Walk in during business hours — no appointment needed. Bring valid government-issued photo ID. Florida law requires a dealer to record it on every purchase.
Finding us
We are on the Galt Ocean Mile, on North Ocean Boulevard between Oakland Park Boulevard and Commercial Boulevard. The counter is in Suite B.
Parking is on site. If you are coming over one of the Intracoastal bridges, allow a few extra minutes — an opening can add ten minutes to an otherwise short drive.
Bringing an estate lot rather than a few pieces? Call ahead on (954) 951-8926 and we will set aside the time to sort it properly.
Get started
Find out what your metal supports.
No credit check and no obligation. Business purpose only.