Collateral · Mixed Portfolios
Pledging a Mixed Metals Portfolio
Most holdings are not one metal. A mixed pledge is valued as a whole, which usually produces a better advance than pledging the pieces separately.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Estimate
What it supports
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
How this collateral is handled
Everything is valued at live spot on its own content, then aggregated into a single advance under one term and one interest-only payment. A mixed portfolio also diversifies the price risk on the collateral, which makes a margin call less likely than a single-metal pledge of the same value.
Worth knowing before you ship
- One loan, one term, one monthly payment regardless of how many metals.
- Mixed collateral reduces margin-call risk — the metals rarely all fall together.
- Weaker collateral classes are offset by stronger ones in the aggregate.
- Send an inventory list before shipping and we will estimate against it.
Use cases
What people borrow it for
Buying Inventory
inventory financing against gold
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Working Capital
working capital loan against bullion
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Equipment & Vehicles
equipment financing no credit check
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Payroll & Obligations
short term business loan against gold
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Bridge Financing
bridge loan against precious metals
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Expansion & New Locations
expansion capital against gold reserves
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Opportunity Capital
fast business capital against bullion
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Seasonal Cash Flow
seasonal business loan against metals
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FAQ
Common questions
- Is a mixed pledge better?
- Usually yes — both for the advance and for margin-call risk, because the metals do not all move together.
- Do I get separate loans per metal?
- No. One aggregate advance, one term, one payment.
- Can I add collateral later?
- Yes. Adding collateral is also the usual response to a margin call.
Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.