Collateral · Silver Bullion
Borrowing Against Silver Bullion
Silver is where borrowing beats selling most clearly, because silver is the worst metal to liquidate in a hurry — heavy, bulky and expensive to ship.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Estimate
What it supports
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our 65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
How this collateral is handled
Monster boxes, 100 oz bars, 10 oz bars and generic rounds are all accepted. Because silver trades far below gold per ounce, reaching the $15,000 minimum takes meaningful weight — roughly 330 ounces at current levels, or about one and a third monster boxes.
Worth knowing before you ship
- A 500 oz monster box is the cleanest silver collateral we handle.
- Junk silver (pre-1965 US coin) is accepted and valued on silver content.
- Shipping silver is heavy and expensive — one reason borrowing beats selling.
- Expect to pledge roughly $23,000 of silver to reach the $15,000 minimum loan.
Use cases
What people borrow it for
Buying Inventory
Buy the stock while the window is open and clear the balance when it sells. No prepayment penalty either way.
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Working Capital
Bridge the stretch between payroll on Friday and receivables in sixty days, without giving a processor a slice of every deposit.
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Equipment & Vehicles
Own the machine outright with no lien on it, which is what makes auctions and private sales possible at all.
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Payroll & Obligations
Meet a fixed obligation without crystallizing a gain and buying the position back later at whatever the market has done.
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Bridge Financing
The permanent financing is three weeks out and the deal is this week. Interest accrues only for the days used.
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Expansion & New Locations
A second location is a forecast, and forecasts underwrite badly. The collateral here is present-tense, so no plan is needed.
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Opportunity Capital
Distressed lots and retiring competitors reward whoever can move. We underwrite the metal, not whether we like the deal.
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Seasonal Cash Flow
Fund the trough without spending the reserve, then repay out of the season. Collateral can stay vaulted between draws.
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Valuation
How this is valued for lending
Silver is valued the same way as gold — weight against fineness against the market — but the practical handling is different in a way that affects the arrangement. Silver carries far less value per unit of weight and volume, so an equivalent loan means substantially more physical material to move, verify and store. None of that is difficult; it simply means logistics are a real part of the conversation rather than an afterthought.
The exposure
What moves against you
Silver is more volatile than gold, historically moving further in both directions, and that matters directly here: a more volatile collateral has less headroom before a ratio comes under pressure. Silver also has substantial industrial demand, so it can respond to manufacturing conditions rather than only to the monetary factors that move gold. Neither makes it poor collateral. Both are reasons to be more conservative about how much you draw against it.
FAQ
Common questions
- How much silver do I need?
- About $23,000 of market value to support the $15,000 minimum at our 65% rate. Use the calculator.
- Do you take junk silver?
- Yes, valued on its silver content.
- Who pays to ship it?
- Shipping and insurance are agreed when you arrange the loan. Silver is heavy — worth discussing before you pack it.
Other collateral we accept
Gold Bars
Kilo, 10 oz and 1 oz bars from recognized refiners. Your specific bars are segregated and returned, not equivalent metal.
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Gold Coins
Sovereign issues are valued on gold content at spot. Collector premium is not lent against, which is worth knowing first.
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Numismatic & Graded Coins
Graded coins are assessed on certification first and metal second. Nothing is cracked out, cleaned or reholdered.
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Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.