Use cases
Eight reasons businesses borrow against metal
Every one of them has the same shape: a temporary need, a permanent asset, and no good reason to swap one for the other.
No credit check and no obligation. Business purpose only.
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inventory financing against gold
Buying Inventory
The stock is available now and the cash is tied up in metal. Selling the metal to buy the stock means paying tax on the gain and giving up the position — to fund something you will turn over in ninety days.
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working capital loan against bullion
Working Capital
Revenue is fine; timing is not. Receivables land in sixty days and payroll lands on Friday. The gap is a cash-flow problem, not a solvency problem, and it does not deserve a permanent solution.
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equipment financing no credit check
Equipment & Vehicles
Equipment finance means a lien on the thing you just bought, a personal guarantee, and a rate set by your credit file. Borrowing against metal you already own means none of those.
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short term business loan against gold
Payroll & Obligations
Some obligations do not move. Payroll, a quarterly tax bill, an insurance renewal. Selling metal to cover them is the most expensive way to solve a short-term problem.
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bridge loan against precious metals
Bridge Financing
The permanent financing is coming. It is just not coming this week, and the deal is this week.
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expansion capital against gold reserves
Expansion & New Locations
Expansion is the one thing every lender says they support and the one thing they underwrite hardest — because the numbers that justify it have not happened yet.
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fast business capital against bullion
Opportunity Capital
Some opportunities are priced precisely because they are inconvenient. A distressed lot, a retiring competitor, a supplier clearing stock. They reward whoever can move.
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seasonal business loan against metals
Seasonal Cash Flow
Every seasonal business knows exactly when the trough arrives and exactly how deep it is. Knowing does not make it cheaper to fund.
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What could you borrow?
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
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Find the gift nobody expects.
No credit check and no obligation. Business purpose only.