Use case · Opportunity Capital
When the Opportunity Has a Deadline and the Bank Does Not
Some opportunities are priced precisely because they are inconvenient. A distressed lot, a retiring competitor, a supplier clearing stock. They reward whoever can move.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Estimate
What it costs you
Enter what you hold. Prices are live.
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
Why it comes up
The pressure this solves
These are almost never financeable by conventional means, because the thing being bought is unusual, the timeline is short, and the seller wants certainty rather than an approval letter.
Why borrowing fits here
- Certainty of funds, which is what the seller is actually buying from you.
- No underwriting of the opportunity itself — we do not need to like the deal.
- Days to fund once collateral is verified.
- Clear it from the proceeds and pay only the interest you used.
How borrowers usually structure it
This is the case where the 65% advance matters most. On $200,000 of metal you are looking at up to $130,000 available against an asset you were not going to sell anyway.
Collateral
What you can pledge
Gold Bars
loan against gold bars
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Gold Coins
loan against gold coins
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Silver Bullion
loan against silver bullion
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Platinum & Palladium
loan against platinum palladium
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Mixed Portfolios
loan against mixed precious metals
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Dealer Inventory
coin dealer inventory financing
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FAQ
Common questions
- Do you evaluate the opportunity?
- No. Our credit decision is about the collateral.
- How much can I actually access?
- Up to 65% of the market value of the metal you pledge. Use the calculator for an estimate.
- Is there a maximum?
- Larger positions are handled case by case. Talk to us.
Get started
Find out what your metal supports.
No credit check and no obligation. Business purpose only.