Who we fund · Importers & Wholesalers
Funding for Importers and Wholesalers
The supplier wants payment before the container ships. Your customer pays sixty days after it lands. Somebody has to fund the middle.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Why this fits your situation
Purchase order finance is expensive and intrusive — it involves your supplier and your customer. Borrowing against metal involves neither.
What it typically funds
- Paying a supplier before shipment
- Funding duty and freight on arrival
- Bridging a large purchase order
- Taking a volume price on a bulk buy
In practice
The situation this usually solves
Import cycles are long and front-loaded. Goods are paid for before shipping, sit on the water for weeks, clear customs, then sell over a following period — so cash leaves months before it returns, and any disruption in that chain extends the gap without extending your payables. Holders of metal in this position are sitting on liquidity while waiting on a container.
Said plainly
When this is the wrong tool
Less appropriate where the exposure is currency or tariff rather than timing. Those risks do not resolve at the end of a facility term, and borrowing against them simply adds a second obligation to an uncertain one. It is also unsuitable for speculative buying — funding a shipment you hope to place rather than one you have already sold puts your metal behind someone else's demand forecast.
Estimate what you could raise
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our 65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
FAQ
Common questions
- Do you contact my supplier or customer?
- No. This is a loan against your metal, not against the trade.
- Can the term match my shipping cycle?
- Terms are agreed case by case, and there is no penalty for repaying early.
- Is there a maximum?
- Larger positions are handled individually. Talk to us.
Common uses
Buying Inventory
Buy the stock while the window is open and clear the balance when it sells. No prepayment penalty either way.
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Working Capital
Bridge the stretch between payroll on Friday and receivables in sixty days, without giving a processor a slice of every deposit.
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Equipment & Vehicles
Own the machine outright with no lien on it, which is what makes auctions and private sales possible at all.
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Payroll & Obligations
Meet a fixed obligation without crystallizing a gain and buying the position back later at whatever the market has done.
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Other businesses we fund
Coin & Bullion Dealers
Pledge the slow-moving core position so the display case stays stocked and the next lot can still be bought.
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Jewelers & Estate Buyers
Estate lots go to whoever can pay today, and the family usually wants a number before they leave the room.
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Contractors & Trades
Materials and labor go out first, on a draw schedule somebody else wrote. This funds the middle of it.
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Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.