Who we fund · Manufacturers
Funding for Manufacturers
Raw materials and tooling are paid for long before the finished goods invoice goes out. Every production run is a cash-flow gap by design.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Why this fits your situation
Equipment finance takes a lien on the machine. Factoring takes your invoices and your customer relationships. This takes neither.
What it typically funds
- Raw material for a committed run
- Tooling or a die for a new product
- A production run against a signed order
- Bridging to an invoice that pays on net 60
In practice
The situation this usually solves
Manufacturing ties cash up at every stage — raw material, work in progress, finished stock, then terms extended to the customers who buy it. A large order is therefore a cash problem before it is a revenue event, and the bigger the order the worse the squeeze. That is the moment this comes up: a firm order in hand and the working capital to fulfill it sitting in a vault.
Said plainly
When this is the wrong tool
A poor fit where the constraint is capacity rather than cash. If the plant cannot produce the volume, funding materials does not help. It is also wrong for equipment purchases, which are long-term capital needs better matched to long-term finance. The strong case is a specific confirmed order with a known margin and a known delivery date — not general working capital for an unspecified period.
Estimate what you could raise
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our 65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
FAQ
Common questions
- Do you take a lien on my machinery?
- No. Bullion only.
- Is this factoring?
- No. Your invoices and your customers are untouched.
- Can I draw again on the same collateral?
- Once the prior balance is cleared, yes, and the metal can stay vaulted between terms.
Common uses
Buying Inventory
Buy the stock while the window is open and clear the balance when it sells. No prepayment penalty either way.
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Working Capital
Bridge the stretch between payroll on Friday and receivables in sixty days, without giving a processor a slice of every deposit.
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Equipment & Vehicles
Own the machine outright with no lien on it, which is what makes auctions and private sales possible at all.
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Payroll & Obligations
Meet a fixed obligation without crystallizing a gain and buying the position back later at whatever the market has done.
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Other businesses we fund
Coin & Bullion Dealers
Pledge the slow-moving core position so the display case stays stocked and the next lot can still be bought.
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Jewelers & Estate Buyers
Estate lots go to whoever can pay today, and the family usually wants a number before they leave the room.
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Contractors & Trades
Materials and labor go out first, on a draw schedule somebody else wrote. This funds the middle of it.
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Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.