Who we fund · Professional Practices
Funding for Professional Practices
Practices are asset-light and cash-heavy, which makes conventional lenders ask for a personal guarantee on everything.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Why this fits your situation
A pledge of bullion is a defined, bounded piece of collateral. It does not put your home behind the loan and it does not require the practice to be underwritten.
What it typically funds
- Equipment or a chair
- Funding a partner buy-in
- Covering a slow quarter
- Fitting out a second location
Estimate what you could raise
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
FAQ
Common questions
- Is a personal guarantee required?
- The pledged metal is the security. We are not seeking your home.
- Do you underwrite the practice?
- No. We verify the collateral.
- Can a partnership borrow?
- Yes. Whoever owns the metal pledges it; talk to us about the structure.
Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.