Who we fund · Real Estate Investors
Funding for Real Estate Investors
Hard money is fast but it wants the property, an appraisal, and points off the top.
No credit check and no obligation. Business purpose only.
Hand-poured · Made in the USA
.999 Fine Silver
Every statue is cast from recycled precious metal refined to .999, delivered at its stated weight, and verified by X-ray testing before it ships.
2004
Since
87k+
eBay sales
1 of 1
Customs
65%
Advance against the market value of your metal
$15k
Minimum loan — about $23,000 in collateral
Days
From verified collateral to funded, not weeks
2004
Buying and holding metal since — this is not a new desk
Why this fits your situation
No lien on the property, no appraisal, no points, and nothing that complicates the permanent financing behind it. The metal carries the loan instead of the deal.
What it typically funds
- Bridging to a permanent loan
- Funding a rehab between draws
- Earnest money on a short close
- Buying at a tax or foreclosure auction
In practice
The situation this usually solves
Property closes on a date and conventional financing frequently does not. The recurring situation is a deposit, a short close, or a renovation cost that has to be met before a refinance completes — a real deadline with a real consequence for missing it. An investor holding metal has an asset that can be borrowed against quickly, which is the only reason it is relevant.
Said plainly
When this is the wrong tool
Wrong as long-term property finance. Metal-secured facilities are short by design and are not a substitute for a mortgage. They are also risky against a deal whose exit is uncertain: if the refinance or the sale does not complete, the obligation remains and your metal is behind it. Use it to bridge to a specific, likely, dated event — never to hold a position open indefinitely and hope.
Estimate what you could raise
Instant estimate
What could you borrow?
Enter the ounces you hold. We advance up to 65% of market value.
| Metal | Spot / oz | Your oz | Value |
|---|---|---|---|
| Gold | $4,600.00 | $0.00 | |
| Silver | $69.00 | $0.00 | |
| Platinum | $1,840.00 | $0.00 | |
| Palladium | $1,329.00 | $0.00 |
Estimate only. Final advance rate and terms are confirmed after your collateral is inspected and verified. Spot prices are indicative and move continuously. Minimum loan is $15,000 (about $23,077 in collateral value at our 65% rate).
These are business-purpose loans and are not offered for personal, family or household use. Not available in Nevada, Vermont, North Dakota and South Dakota. If metal prices fall materially we may contact you about adding collateral or paying down the balance to keep the loan-to-value in range.
FAQ
Common questions
- Will this affect my mortgage approval?
- We take no lien on real property. Disclose it to your lender as you would any business obligation.
- Do you need an appraisal?
- Of the metal, effectively yes — it is inspected. Of the property, no.
- Are there points?
- No origination fees at all.
Common uses
Buying Inventory
Buy the stock while the window is open and clear the balance when it sells. No prepayment penalty either way.
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Working Capital
Bridge the stretch between payroll on Friday and receivables in sixty days, without giving a processor a slice of every deposit.
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Equipment & Vehicles
Own the machine outright with no lien on it, which is what makes auctions and private sales possible at all.
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Payroll & Obligations
Meet a fixed obligation without crystallizing a gain and buying the position back later at whatever the market has done.
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Other businesses we fund
Coin & Bullion Dealers
Pledge the slow-moving core position so the display case stays stocked and the next lot can still be bought.
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Jewelers & Estate Buyers
Estate lots go to whoever can pay today, and the family usually wants a number before they leave the room.
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Contractors & Trades
Materials and labor go out first, on a draw schedule somebody else wrote. This funds the middle of it.
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Get started
Find the gift nobody expects.
No credit check and no obligation. Business purpose only.